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Reduce Spending - Different ways to save money!

(Part Two)

5. Clothes. Don’t buy new, you can’t afford it. Check out the Charity shops for some bargains. If you must buy new, check out the supermarkets. Recently I bought some jeans for £4 & shirts for £3 each! But don’t sacrifice quality on purchases, that does not work. Think SCROOGE say NO!

6. Smoking. Despite Health Warnings on the pack & warnings on television etc. people still smoke. I can’t believe it! But it also damages your Wealth. How much is a pack of cigs now? £5.50. How many do you smoke? A pack a day. How much can you save??????? £38.50 a week! £166.83 a month! £2002.00 a year! No wonder you’re broke! Quit while you still can & not when you have to. Use the money to reduce your debts & get your ‘fix’ that way. Think SCROOGE say NO! If you need help to quit smoking please contact your doctor or other organisations – your health & wallet will benefit!

7. The obvious. Don’t take a bath have a shower, it will save you a lot of money. Turn off the lights in unoccupied rooms, it will save you a lot of money. My wife hates me turning the lights off because she recently tripped over our all black labrador who was lying across the floor in an unlit room. Luckily, she managed to save herself from falling. Old habits die hard! Only heat rooms that are occupied & make sure the doors are shut on unoccupied rooms, it will save you a lot of money. I still do that as well! Wash up in a bowl, don’t use the dishwasher, it will save you a lot of money. Don’t overfill kettles, boil what you need, it will save you a lot of money. I do that too!  Think SCROOGE say NO!

8. Dining out. Most people on average incomes cannot afford to go out to eat. For an average  meal & bottle of wine you are looking at somewhere around £25.00 a head. Add taxi fares  there & back at £20.00 & the costs for the night out rack up. If you must go out then avoid  the aperitifs & digestives – that really increases the bill. Look for a restaurant that has special ‘2 for 1’offers or ‘eat as much as you like for £X’, ‘2 course specials’, etc. Better still,  invite friends over, buy a decent bottle of wine from the supermarket & cook yourself an ‘expensive’ special meal. I guarantee that you will save at least 50% and probably enjoy the evening more. You might even get a return invitation, ‘2 for the price of 1’!