Reduce Spending - Different ways to save money!
There is a little two-letter word called ‘NO’ which when used frequently can save
you a lot of money. This is not implying that you should give up all that you enjoy
in life. Merely, that you should ‘look after the pennies’ until you can comfortably
carry on with your chosen lifestyle.
1. Rule. Don’t carry a lot of cash around because you’ll only spend it, believe me.
It’s even worse if you carry your Credit Card around! Leave your card/s at home and
just have a few pounds in your wallet. Don’t succumb to impulse buys, plan your spending
ahead. Ask yourself, “Do I really neeeed it? Can I afford it?” Think SCROOGE say
NO!
2. Takeaways. How often do you buy takeaways like an Indian or Chinese from a Takeaway
shop? Instead, why don’t you go to the local supermarket & buy it there, much cheaper?
Think SCROOGE say NO!
3. Beer & wine. Do you go the pub? Expensive? You bet. At roughly £2.50 a shot you
could easily get rid of a tenner. A tenner a week works out £520 a year. Will that
pay one of your credit card debts? Drink at your club or better still, buy from a
supermarket & drink at home or with friends. Think SCROOGE say NO!
4. Food. Do you buy ready-meals? Why? You could eat better, healthier and cheaper
by cooking with fresh ingredients. Rotten cook? Then learn! Try eating vegetarian
for a month – it’s great (for a month). Tip. Supermarkets are expert and relieving
you of your hard earned cash. Make a list before you go and don’t be tempted into
buying anything else even if it’s a real baaargain. Isn’t it always a shock when
you get to the checkout? Better still shop on line & watch the checkout total. I
know there’s a delivery charge but it might ‘save’ you from spending twice that.
At lunchtimes, do you buy food? Make sandwiches – it’ll save you money! Once upon
a time I had a competition with myself to see how little I could spend on lunch.
I bought a couple of rolls, some ham & some fruit. It amounted to 38p. It was some
time ago! Think SCROOGE say NO! Read more...
