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Have You Got A Phishing E-Mail - A Few Practical Tips And Steps To Be Protected

If you use e-mail at all you no doubt have received a phishing email or 2 or more. Most times you will receive more. I know I receive several every week even with filters on my email accounts. So what do you do with them?

If you've received a phishing e-mail, also known as a spoofing e-mail, by somebody trying to get your personal information illegally, follow these steps for how to report the phishing email:

A. Do not respond to the e-mail. Instead, forward it to the organization associated. Such as, if you get a phishing e-mail from someone claiming to be from eBay, you should forward the email to eBay's security department. The email address to use is spoof@ebay.com per the eBay website information listed at http://pages.ebay.com/help/account/questions/e-mail-from-ebay.html

B. Don't click on any links in the email. If you desire to visit the site where the email supposedly originated, type that site's address directly into your browser. If you've a relationship with them and they do need some info from you, a request for that info should be accessible in your account.

C. Don't call any telephone numbers listed in the email. These may be just another attempt to get your personal information. Look up the suitable telephone numbers on the company's web site.

D. If at any time while you are viewing the e-mail, a pop-up box appears asking you to enter personal information, ignore it.

E. Forward the phishing email to the Anti-Phishing Working Group at reportphishing@antiphishing.org. Follow the instructions here: http://www.antiphishing.org/report_phishing.html.

F. Before entering private information on any website, verify that it has a security certificate. Find a closed lock icon on your Web browser. This implies any info you enter will be encrypted before being sent.

In fact I have failed to make purchases I wanted on sites which do not have this security on their ordering pages. It's definitely something you should find and can also be identified by the addition of an 's' to the starting of the url. Rather than http://www.somesite.com, it would be https://www.somesite.com.

G. Install phishing filters onto your PC and keep them updated regularly. The filters will protect you from entering personal information if you visit a website known for phishing and will warn you when you visit web sites which look suspicious.

If you're already the sufferer of identity theft, the first thing you should do is to change all your online passwords and check the history of all your web accounts to see if there is any fraudulent activity. After securing your passwords, you should contact the companies and, if necessary, arrange for new accounts and credit cards.

Additionally you should file an identity theft complaint with the Federal Trade Commission at their FTC Complaint Assistant website. However, be aware that the "FTC doesn't resolve individual customer complaints" but your complaint may result in prosecution of the persons who sent out that phishing email.

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